Masso Torrence Wealth Management | 401k Plan Consulting
270 N. Elmwood Rd,
Suite H-160
Marlton, NJ  08053

Phone: 856-988-6664
Phone (Toll Free): 856-988-6664


About Us

About Us

Chris Masso and John Torrence formed their partnership at the Philadelphia office of Deutsche Bank in 1999. The pair built a substantial practice that focused on corporate retirement plans and comprehensive wealth management for a select client base, including:

  • physicians
  • dentists
  • attorneys
  • small business owners

Christopher J. Masso, CRPS®

Chris Masso has been a financial advisor since 1996, beginning his career at Deutsche Bank in Philadelphia. Chris holds a BS in Economics from the University of Delaware and additionally has obtained the Chartered Retirement Plan Specialist designation®. The CRPS ® is the nation’s premier credential focusing on retirement plan administration.

Chris previously served as Vice President of the alumni board for Bishop Eustace Prep, his high school alma mater. He is very involved with brain tumor research fundraising and is an active member of the MS Society.

Chris and his wife, Annette, reside in Medford, NJ, with their daughter, Isabella.

John M. Torrence, CRPS®, AIF®

John Torrence began his career in the retirement plan consulting and investment management business in 1994. While at Merrill Lynch, he was part of a team managing over $650 million in private client assets. Not only does John hold the Chartered Retirement Plan Specialist® designation, he also holds the Accredited Investment Fiduciary® (AIF®) designation. This designation is the industry’s first  designation that demonstrates knowledge and competency in the area of fiduciary responsibility, and communicates a commitment to standards of investment fiduciary excellence.

John supports charitable organizations relating to cancer research, children’s causes and animal welfare.

John and his wife, Melissa, reside in Marlton, NJ, with their son, Jack.

Nicholas P. Pantle, CFP®, CRPC® Vice President – Financial Planning Services

Nick began his career with UBS Financial Services Inc in 2012 where he worked with a team that managed over $600 million in client assets. This is where he learned about the challenges clients face when navigating through life to achieve their financial goals and the importance of in-depth planning and investment implementation. He currently holds his Series 7, Series 66, life and health licenses, the designation of Chartered Retirement Planning Counselor℠ through the College of Financial Planning as well as the coveted CERTIFIED FINANCIAL PLANNER™ designation.  Nick joined the Masso Torrence team in 2017 and supports Chris and John in overall wealth planning and assists them in helping businesses run efficient and effective retirement plans to enable employees to become retirement ready.

Nick is active in South Jersey as a member of the Moorestown Rotary, serves on the Building and Grounds Committee for the Moorestown Community House, a member of the Financial Planning Association, and serves on the Greater Philadelphia YMCA Branch Advisory Board. He lives with his wife Courtney and dogs Cody and Ruby in Marlton, New Jersey. Nick is a huge animal lover and Ruby is a handicapped dog that they rescued.


Christopher Masso and John Torrence have both earned the distinction of being  selected as multi-year award winners of *Five Star Wealth Managers award in the Philadelphia and New Jersey area, as seen in Philadelphia Magazine and New Jersey Monthly. They have also been regular contributors in the Financial Planning Q&A section in South Jersey Biz Magazine

Investment Philosophy

We employ a dynamic investment strategy with the objective of having enough flexibility to take advantage of changing market conditions, consistently seeking to enhance return and manage risk through diversification among numerous asset classes. Our goal is to create the most efficient and effective investment strategy possible for each of our clients.

Committed to Client Service

Our relationship with you and your family is at the heart of our business process. We work closely with you to develop customized financial strategies that take your goals and objectives into account. We maintain frequent contact with you to review the results of your investments in relation to your goals, practices that provide the accountability most clients desire. In all of our client relationships, we strive to provide an unparalleled level of service and world-class advice.

*Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3,022 Philadelphia wealth managers were considered for the award; 437 (15 percent of candidates) were named 2017 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers’ future performance. Your experiences may vary. For more information, please visit